Management of CareQuestion 1823 of 2368

A client with diabetes was previously denied private insurance. Under the Affordable Care Act, which statement is correct?

  1. Insurers may deny coverage after a client's first claim
  2. Insurers can no longer deny coverage because of a preexisting condition
  3. Insurers may set a lifetime limit on all covered care
  4. Insurers may cancel a policy at any time
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Correct answer: Insurers can no longer deny coverage because of a preexisting condition

The ACA bars insurers from denying coverage or care for preexisting conditions such as diabetes, asthma, and cancer.

Source: Nursing Management and Professional Concepts, 2nd edition (Open RN, Chippewa Valley Technical College, 2024), Health Care Economics: Key Provisions of the ACA. Licensed under CC BY 4.0.

Practice the topic "Management of Care"

Questions last reviewed: 18 October 2026