RN Exam Practice
Health Promotion and MaintenanceQuestion 1821 of 2368

A healthy young client with few health needs chooses a high deductible health plan. Which statement about this plan is correct?

  1. Monthly premiums are typically lower, but the client pays more upfront before coverage begins
  2. Monthly premiums are typically higher, but the client pays little upfront
  3. The plan covers all services from the first visit
  4. The plan limits care to a small network of providers
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Correct answer: Monthly premiums are typically lower, but the client pays more upfront before coverage begins

High deductible plans typically have lower monthly premiums but require the individual to pay more upfront before coverage begins.

Source: Nursing Management and Professional Concepts, 2nd edition (Open RN, Chippewa Valley Technical College, 2024), Health Care Economics: Types of Insurance Coverage. Licensed under CC BY 4.0.

Practice the topic "Health Promotion and Maintenance"

Questions last reviewed: 18 October 2026