RN Exam Practice
Health Promotion and MaintenanceQuestion 1819 of 2368

Which statement by a client shows correct understanding of a deductible?

  1. "I pay this flat fee each time I see my provider."
  2. "I pay this amount before my health plan pays anything."
  3. "I pay this amount every month to keep my coverage."
  4. "I pay this amount only if I go out of network."
Show answer

Correct answer: "I pay this amount before my health plan pays anything."

A deductible is the amount the consumer pays before the plan pays anything. A flat fee at each visit describes a co-pay.

Source: Nursing Management and Professional Concepts, 2nd edition (Open RN, Chippewa Valley Technical College, 2024), Health Care Economics: Deductible and Copays. Licensed under CC BY 4.0.

Practice the topic "Health Promotion and Maintenance"

Questions last reviewed: 18 October 2026